benefits

Rent Money is working Towards the Purchase of the Home
Every month a portion of your rent payment (typically $200-$400, depending on the home) is credited towards your down payment.

Minimum Cash Out of Pocket
When you purchase a home conventionally, you must pay at least 5% down ($250,000 would require approx. $18,000 down payment including closing costs). With our program,  you pay first and last month’s rent and an affordable deposit.

Credit Problems are Okay
Qualification restrictions simply do not exist. You will be approved at the discretion of Smart Home Choice.

Time
Before you actually buy the home, you will have 12-36 months (depending on your agreement) to repair your credit, find the best interest rates, investigate the home and research the neighborhood and/or schools in the area.

Minimal Maintenance
Large maintenance problems that exceed $500 are delegated to the home owner and not YOU.

Maximum Leverage
You are spending very little money to control a very expensive, and very profitable, piece of real estate.

Quick Move in Time
You can typically take possession of the home in less than one week instead of conventional move in times of one to three months.

No Taxes, Less Liability
Since you do not own the home (yet), you will not be responsible submit payment to pay property taxes and your liability exposure will be dramatically reduced.

If you’re ready to start looking for your own home click here.

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